Insurance
We Accept insurance

Navigating insurance can be complex, but at Baxter Occupational and Physical Therapy, we make it simple. Our goal is to ensure you can access our expert physical therapy services without financial stress. Let our team assist you with your insurance questions today.

Understanding Your Coverage
Before starting treatment, it’s crucial to understand your plan's benefits. Our administrative staff are experts at verifying coverage details, including co-pays, deductibles, and visit limits. We work directly with your provider to get clear answers, allowing you to focus on your recovery with our skilled physical therapists.

Major Insurance Plans We Accept
Our physical therapy center proudly partners with a wide range of insurance providers to serve our community. We accept major plans, including:
- Medicare
- Anthem
- Aetna
- Cigna
- Community Health
- Harvard Pilgrim
- MPN – Empire Plan
- Optum
- UHC – Charter
- UHC – Compass
- UHC – Navigate
- UHC – NexusACO NR
- UHC – NexusACO R
- UHC of Maine
- UnitedHealthcare Medicare
- Veterans Affairs Community Care Network

In-Network vs. Out-of-Network
Being an in-network provider means we have a contracted rate with your insurance, often resulting in lower costs for you. If we happen to be out-of-network with your specific plan, we can still help you understand your benefits. Contact our office to verify your in-network status with us.

No Insurance? No Problem
We believe everyone deserves access to high-quality physical therapy services. For patients without insurance coverage, we offer competitive self-pay rates and flexible payment arrangements. Our team can discuss these options with you to create a plan that fits your budget while ensuring you receive the necessary care.

Begin Your Path to Recovery
Don't let insurance questions delay your path to wellness. The team at Baxter Occupational and Physical Therapy is here to provide clarity and support every step of the way. Reach out today to schedule your appointment and verify your coverage.